Share 3 ways or more in which you can spend your money wisely.
by 6 Resilience
29 March, 2012
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93 comments:
You can spent your money wisely by saving it for a rainey day for example in case next time you or or family needs to see a doctor and will have money to pay the medical fees.
buy stuff that you need not you want. Do not spend money eating at restaurants unless its neccesary and you can sped money to eat at a hawker centre which costs about a quater of the price of the food at restaurants.
You can save money by using it wisely,for example instead of buying a new phone when it had just came out ,wait for a few months for the price to go down.Another example is that you should buy more of the things you NEED and less of the things you WANT.This way you can save money and spend it wisely.Consider other things that are cheaper than the product you want.Honestly I have not really been a wise spender ,i would sometimes not think about the consequences and buy the things that i want and not the things i need . To be a wise spender think of the things you want and check the price, if it is to expensive ,try not to buy it if you can .That way you will spend money wisely. 6 Resilience
You can save money by using it wisely,for example instead of buying a new phone when it had just came out ,wait for a few months for the price to go down.Another example is that you should buy more of the things you NEED and less of the things you WANT.This way you can save money and spend it wisely.Consider other things that are cheaper than the product you want.Honestly I have not really been a wise spender ,i would sometimes not think about the consequences and buy the things that i want and not the things i need . To be a wise spender think of the things you want and check the price, if it is to expensive ,try not to buy it if you can .That way you will spend money wisely. 6 Resilience
I can spent my money wisely by not buying things that i do not want and need.I can also save up my money and put it in the bank so that i can use the money for overseas studies and for later use.I can help the needy people by donating some money for them with my saved up money so that they can live well and study like we, Singaporeans do. In my school if there is and students in a finicial issue or is needed for money i can lend them my money and later they can return it back to me. I can use my own money to the needed stationary e.g(eraser, rulers, penils and pens). If my family is in a finicial issue i can help by giving out my money for them to solvetheir own fincial issue.
I would donate money to the less fortunate and those who do not have shelter, food and water so they would not shiver at night when they sleep because thay do not have a house or starve to death. If I have a tons of money, I would buy a lot of test papers, acessment books or text books for them to learn about education.I would also buy books about the world so that they can learn more about the world. If Mothers or Fathers day come, I would buy necssary things like stationary or more necessary stuff unlike toys or many more unecssary stuff.
Amelia
6 Resilince
I think spending money wisely is very important as like the moment you get your allowance or so, you don't save it or create an note to jot down how much you spend or how much you're left or so.I used to spend money the moment i see something that i want to buy. But know i ask myself this question, do i really want to buy this, do i need this. I had always wanted to help people by giving funds but it's really a hard thing giving your money for other people. I have not donated money but in future i would like to spend money in these 3 ways
1. Create a bank account
2.Ask yourslef this question:do i need this?
3.Try to donate your money to charity instead wasting money on junk.
The best way you can spend money wisely is that you must not buy what you do not need.You can buy what you need the most.Another way is to spend money on food and when your stomach is full,you should not buy on more food as in the end,you will eventually end up with zero money and even throw the food so instead,you must might as well not spend money on extra food you cannot eat.The most,most best way,is to get familiar with the stalls and how much the food cost.Then bring the money only enough to buy the amount of food you only need.And put the rest into the savings bank.Buy only stationary and books.
Kunal Dabas
6Resilience
There are many ways where you can spent your money wisely. Here are a few scenarious...
1. You would like to buy a packet of biscuits. There are two different brands: X and Y. Both are the same flavour and the same taste but X costs more than Y because it comes with a toy. Which brand would you buy?
2. Your toy robot has a broken arm. Your beother asked you to buy a new one while your sister asked you to mend it. Who would you listen to?
3.You need a new dress. There is a sale going in a shop for shoes and its from $350 down to $150. You want to buy the shoes but you don't need it as you have many others at home. Moreover, you came to buy a dress. Would you buy the shoes?
I can spend my money wisely by:
1st: I can spend my money on useful things.Example,buying useful storybooks,guide books,assesment books,stationary that I need.
2nd:I can donate the money to charity,less fortunate families or people,children that does not go to school or does not have storybooks.
3rd: I can buy things that are handmade by charity or other people at the fund raising fair to donate to the charity. Example,buying things like bookmarks,notebooks,keychain,hair clips,soaps,necklaces,clothes,toweland more
4th: I can hire tuition teacher to teach the children who does not go to school.This is to help the children to improve heir English.
5th:I can buy foods,clothes,shoes... I can donate it to the less fortunate.The less fortunate people does not have proper living. Some doesn't have food to eat.
6th: I can buy things for my family members during their birthday.
The first way is to use it as it is useful
The 2nd to 5th way is about donating money to charity. It is a good thing. When you do something good, it will brights up your day.
The 6th way is to thank my family members for taking care of me.
Lai Sze 6 Resilience
I would spent my money on donating it to less fortunate people like foster children and on buying books and assessment book to charity for children to study,read as to improve their languages.
I would also spent my money on buying milk powder and clothe to old folk home.I spent the money to build a school for poor children to study and have good education.I would buy what i need ,not what i want.
Zhizhong
6 Resilience
I usually spend my money on food or books.In the past,I used to spend ALL of my money on toys.But now that i have grown older and have become more mature,i know how to spend my money wisely.I buy books and i also donate money to charity and the orphanage.If i see something that i want but it is too expensive i will try to occupy my mind with different ideas as if i think too much about it,i will be obsessed and will be distracted if i study.Now i hope people will learn to spend money wisely as i have.
I would spent my money on donating it to less fortunate people like foster children and on buying books and assessment book to charity for children to study,read as to improve their languages.
I would also spent my money on buying milk powder and clothe to old folk home.I spent the money to build a school for poor children to study and have good education.I would buy what i need ,not what i want.
Zhizhong
6 Resilience
Honestly,i have not been a wise money spender.i should save some money,make sure that i save a minium amount every week.i should also try not to spend too much money whenv i go out on weekends.i must only buy what i need, not what i want.i could also donate money to charities for a good cause. instead of buying a new phone when it just came out, i could wait for the price of it to go down before i buy it.i should spend only when i need to.i can share my new items with others so that they do not need to watse money buying another one of the same item.i should consider othwer products before buying the item.
Russell wong
6 resilience
Usually I spend money wisely in many ways like,having breakfast,lunch,dinner in hawker centers or having rice etc. at home.My mother usually tells me to get my needs then getting my wants first as to get the things which are more important.When buying things i would find the stall selling the thing I need in the cheapest price as to get something in the same quality but in a better price.Buying sweet drinks is not using money wisely as we can already can drink mineral water to quench our thirst.When my sister gets toys I'll always tell her to get things which she would still use when she grow older to save more money to buy other toys.I would also tell her to get useful toys thst she can learn something from than getting useless toy that you will learn nothing from it.
Thank you!
6 resilience ryan chong
I have spent a lot of money wisely and I have $2500 in my piggy bank.I want to share some points;1.if you want to buy pens for your school asignment, it is better to buy refills for the pens you had before.2.don't buy any unnecssary things.3.don't eat so much.4. don't lend money to anyone .5.reuse the same textbooks for your daughter and son of the same school.in this way ,you are using the 3Rs.6.don't go for alot of expensive tuitions such as Learning Lab ,mind stretcher ,just education.7.Donit buy so many storybooks.8.don't buy new pencil case each year .Reuse the pencil case the year before.Note down this points for survival on earth.Thank you.Done by;Alamu (6 Resilience).
Instead of eating in high class restaurants or throwing a fancy party for yourself,you could just eat in a food court or if you want to throw a party,throw a simple but good one.after all,food courts can also sell delicious food and it is cheaper than eating in high class restaurant and that is considered as one stone kill two birds.It is also not posh foods or grand decorations that make a party fun but inviting more friends to your party as there is a phrase that goes'the more the merrier'.We could also not spend so much money to buy toys or to live a luxurious lifestyle but to live a simple one.That way you could save more money on your daily necessities.Instead of using the money you collected during chinese new year,you could save it up and use it when there is an emergency. lim yong kap 6 resilience
I can spend my money wisely by only buying things that I need and not things that I want.I will not buy things for the sake of spending my money.Instead of buying a new product that had been just released,maybe I can wait for a few more months for the price to go down or when it is on sale.But of course there is no garentee that the price may go down or it is on sale.It is not spending my money wisely if I just walk into the shopping mall,see something I like and just buy it.
Michelle Goh
6Resilience
In order to spend money wisely,I would just buy the things i need but not the things i want,so I could spend it on my school fess.Another two reasons is that,we students only have limited amount of pocket money.Hence,if we spend all our money on that day,we will be starving for the rest of the week.Weeks.Even for the rich,they must save their money as they did not know when they will go bankrupt.Examples of spending money wisely is to not buy a new correction tape when you finish it but to buy the refill.And you could also give your textbooks you does not need anymore to your younger siblings or cousins to help them save money too!
Spending your money wisely is important for us especially students as we have limited amount of pocket money.One of the main reasons is spending money on the items that you want but not need.You may also go to a group tution insted of hiring a private tutor.Private tutor costs a bomb and if you go to a group tution, you will save alot of money.By doing this,you are also considered as saving money.When you buy toys,you will play with it.but when you grow up,you will find them useless and throw them away.To save money,you could sell them at a second-hand shop or donate it to the less fortunate people.
NOt buying the things you do not need ,but buying the things that are essential helps save alot of money.For students,spending money wisely is very important because we have very limited amount of money.some people do not spend their money wisely and become bankrupt.(which is basically why there are people called loansharks)Another way to save your money is when you are at a showflat(ect.ect.),they will give you free bottles of mineral water,which you can take at will and save yourself from buying water.
When you graduate,you will not need your old textbooks(ect.ect.), you can sell them second handed to other people .When you have finished using something,buy refills instead of another one.=)
One of thr best way to spend your money is not to buy snack from stores.Instead,you should buy a proper food as sometime it is healthier and it keep you from becoming hungry for a few hours not like snack.Another way to spend money wisely,is not to spend your money on toys.Most toy are often expensive,so buying toy can use up most of your money or waste your parent money.Buying too many toy can consider as not spending your money wisely.The best way to spend your money wisely is to buy the thing wisely and not the stuff you want.For example os the stuff you need are proper food and a proper place to stay.The staff you do not need is expensive toys,junk food and wasting your money on the computer.For example of need and want is istead of wanting to buy a coke you can buy plain water.
To spend your money wisely,we should spend more money on what we need and spend lesser money on what we want.Spend money on nessary provisions.To much of everything is also not good.We should not put all our eggs in a basket.Spend some money in a categorey e.g. Food,Clothes,Shoes,Stationery,Facial products,Greenery,Furniture,Stocks,Insurance, accessories. Or save your money in the bank.money is very easy to spend but hard to earn.If you find that you are not spending wisely now,start saving now before it's too late,when you have gone bankrupt.some rich parents are too rich that they pamper their children too much and buy almost everything they want that's how cases of bankruotcy is 'founded'.
Ways to spend your money wisely:
- Try not to bring too much cash when you go out as when you bring lots of cash and see nice items in shops, you'll buy it straight away.
But if you have not much money on hand, you will not be able to buy so muich items as you only have a little amount of money.
-Buy only what is needed.
Example, a new phone model is released, and people want to buy it. You should wait a few more months for the price to drop and them you can buy it. Waiting for a few months does not give you harm! :D
- Spend wisely.
When you go to a fancy restraunt, it is sure to be espensive right?
But at a hawker center, it is much cheeper.
Some restraunts cook the same food as hawker centers but their prices have a huge difference as the restraunt decoration is fancier and clasner than an hawker center.
I think going to a restrauntr to eat is okay, but going to a hawker center is better.
Maybe you can go to a restraunt maybe once a month?
Spending wisely is not needed, imagine if yous spend too much? You will become bankrupt and will suffer for the rest of your life.
So saving money and spending wisely is good! c: c: c:
- MELI 6RESILIENCE~~:)
I have spent my money wisely by not going for privete tuition and instead gone for the group ones.Other examples would be eating at hawker centers,food courts or eating at home instead of eating at fancy restaurants.more examples would be not going out on a holiday instad of going on an expencive trip.Why would you want to go on holiday if you can stay at home and relax.Waiting for the movie to come out air is also a good way of saving money.Buying or re-using old or second hand phones is also a good way of saving money.Instead of always buying New laptops or computers,i will always try and repair the computer with my dads help and if unsucsesful,we have no choice but to try and save money,we would buy the chepest ones we can find.I think that the morel is that we should not buy too many things we want but to buy more things we need.
joshua lim 6 resilience
@Natassya: But if the items that u want to buy and it is very expensive and u can ask some money from ur parents and buy the pen or dictionary. If the price go down again we maybe should not buy it as we already have a mobile phone then why go and buy a new one when the old phone is still working.
Ask yourself,when i make a decision ,i often think about who my decision benifits.Is it only myself or is it for the greater good?Sometimes,i save money for the rainy days,or for urgent needs.Spending money wisely is important because you need it for food.You spend money on food,stationaries and necessary needs.You must keep a balance amount for saving and spending.You can help to donate the money for needy children,or set up a stall for fund raising.Spending too much money can lead to bankrupcy.so spend your money wisely for a better future!Do not buy unecessary things.Buy things that you need and not you want.Saving up pocket money is also important.Save up money to look for a job and provide for the family is what most of our parents would ask for the most.So start saving!
I agree with Tammy that we could go to tuition centres instead of hiring private tutor,to save money.
I agree with Lai Sze.We should be wise on spending money.Donating money to the less fortunate is a very thoughtful thing to do as doing so will help the less fortunate.Buying things for our family members on their birthday is an important thing . 6 Resilience
To spend money wisely you will have to have self-control or distract yourself when you see something you want to buy or is uneccesary.You should only buy what you need not what you want.If you need money,do not borrow money if you cannot return it.Try to save at least 1 quarter of your allowance these are some tips to save or spend your money.
As money is very hard to earn,we have to spend it wisely.So i have a lots of ways you can save money like buying insurance,not junk like a new watch just to show of,or like buing stuff you need,not want.imagine,if there is a insurance for sale and a new toy just came out,which would you buy?i would buy the insurance as you can use the extra money to go to the doctor,but if you buy the toy,what good will it do?You can only sit on the the chair and see the toy move or make a sound on the table.another wayis to savemore for future purporses,like forbuying a house or a car when you grow older,not all in one go and have nothing left in the end.Remember,its never to late to start saving!
6rl
Ian Tay
i agree with hafiz as toys are expensive and are no use
joshua lim 6 resilience
I can spend my money wisely by buying only things i need.I can buy less expensive brand of stuff to save money.I should also not buy toys and storybooks.I can also put my money into the bank so i can use it for studies when i grow up.I can also help by donating money to poor,homeless people and charity.If my family has financial issues, i can help out by taking out my money and giving it to them.I can help the old people by food and drinks for them so that they will not starve.
venus(6resilience)
i think that we shold not spend money on game arcade and spend less on branded goods.we should spend money on cheapest thing but the best of quality.we should be grateful of what we have
We can spend our money wisely by buying what we need and not what we do not need.We also can buy food that we want to eat and save the money left instead of spending it all away.We also could go to hawker centres to eat intead of going to restaurants as it is more cheaper.We also can buy simple clothes instead of all those fancy and cool clothings. When we have a lot of money we could donate some of of it to cahrity as there are lots of people that needs our help.We can also spend our money wisely by not gamble all our money away and not borrow any money from loansharks as we may lose a lot of money and we may even lose our life.We could also try to not use too much electricity and water supplies as all of it costs money. by Lim Jin Long,6Resilience
By spending my money wisely ,I can save alot of money and buy the thing that i need .I can save money by walking to the nearby petrol kiosk to buy bread rather than taking a bus to it .I have to admit thatthat i have not been saving my money as every time i save at least four dollars, i would usually spent my money on things i want but not things that are neccesary.i should spent on my stationary or food. i can buy some toys that i like but not so often. i have a friend whose name is nicholas, he has already save six hundred over dollars! He is planning on buying computer so its never too young to start saving.However,niccholas is only 9 years old.we should start saving so that we would have a good future.
One of the best way I have spend money wisely is spending money on plain water instead of sweet drink.Sweet drink are often are more expensive,anyway you need water and not sweet drinks.Another way Ispend my money wisely is not buying toy and spend the money on more important stuff like proper food.Food are more important as it keep you from dying from starvation.On the other hand, toy only keep you from being bored,it does not not leep you from starving like food.The best way I spend my money wisely is buying the things I need and not the things I want.For example I buy a chicken rice instead of a few packet of snack when i am hungry.
@Meli~~:)
I agree with Meli.Eating at a restuarant is okay but eating everyday at a restuarant spends too much money. c8
-Michelle 6 resilience.
I can spend my money wisely by buying things i need than what i want eg;stationary,toys,and many more or i would donate money to foster children or the less fortunate.When I want to buy a thing for myself, i would think twice brfore buying it.I would not spend money on useless stuff.After I spent the money, iwould at least save 1/2 or 1/4 of my original money. Nigel tan
6 RESILIENCE
29/3/2012
For sure,just like any usual student,I would ask my parents for pocket money.Usually,i get $10 every week.That is so that I do not have to ask my parents for pocket money everyday.Some students who are very rich,get pocket money which is more than $10 everyday!They do not spend their money wisely.They spend their money mostly on games,game cartridges,toys,cards and many more.For me,I would spend my money wisely and save up for the future.If I do not spend my money wisely,I will end up bankrupt in the future.
Here are some ways we can spend money wisely:number one,we should only spenf our money onthe things we need only,not on the things we want.Number two,when buying something,buy the cheapest bu tof good quality.Number three,spend money on something only when neccesary.
We have to be grateful with what we have.There are people that do not have the things that we have.We are very fortunate.Remember,spend money only on the things we need only,not what we want.
melissa,you have made quite a good point about spending wisely and should eat in food courts than to eat in restaurants.that would save people a great deal of money. yong kap 6 resilience
i think rayshall comment very cool!! nobody else write in that format.(p.s if the shoes are branded,i comfirm buy!!)=0=)
Russell Try to become more moneywise
Well,everyone must spend their money wisely,because you cannot spend too much on things that you do not need in your whole lives.Things that need are necessities such as food,clothing,transportation,housing etc.These are things that you need in your life.Sometimes,you depend on them.things you want are often things that you do not need in your life,such as board games,card games,and even video games.How you can spend your money wisely is to spend what you need.Do not exceed your budget,this is one way you can spend you money wisely.the second wat is to try not spend too much on expenisve items.and the last one is that you ask yourself:Do I really need it?spending too much on money can make you bankrupt.The reason why you need to spend money wisely is that,think how your parents earn their money.It is not that easy for them to earn money.So ,if you do not spend your money wisely,your parents had to earn much money for you.so to play your part,you can save some of the allowance that your parents gave.Chung Teik Lim,6 resilience.
I can spend my money wisely by buying things i need than what i want eg;stationary,toys,and many more or i would donate money to foster children or the less fortunate.When I want to buy a thing for myself, i would think twice brfore buying it.I would not spend money on useless stuff.After I spent the money, iwould at least save 1/2 or 1/4 of my original money. Nigel tan
6 RESILIENCE
29/3/2012
Do you have any more methods russell?
I can spend my money wisely by buying things i need than what i want eg;stationary,toys,and many more or i would donate money to foster children or the less fortunate.When I want to buy a thing for myself, i would think twice brfore buying it.I would not spend money on useless stuff.After I spent the money, iwould at least save 1/2 or 1/4 of my original money. Nigel tan
6 RESILIENCE
29/3/2012
I can spend my money wisely by only buying things that I need and not things that I want eg;books,stationary and I will not spend my money for nothing or spend it for fun.If I want to buy things for myself I will think twice weather I need it or not.And if I eat less i would have extra pocket money,and would save my pocket money so that I can use it to buy what I need in the future.
Calvin ng
6 Resilience
I agree on zhizhong as helping old folks is a good cause to spent money.
I agree with Mabel that we need to save our pocket money.
venus
i have read a short comic strip before. it is about a girl who has some money. she has just enough money to buy a dress that she has wanted for a long time. but, if she buys that, she will not have enough money to eat and travel for the rest of the month. what should she do? a friend happened to pass by and tells her the importance of choosing what you want to buy, and what you need to buy. in the end, she does not buy the dress, but saves the money for a rainy day.
we should not go to the arcade so often as it is very costly. instead, we should read a book, or play a board game.
we should eat cooked food at home instead of eating out.
I agree with zhizhongs comment as he also thought about theneedy and the elderly,good work!!
iantay
6rl
I agree with amelia. She makes good comments about giving less fortunate people things. It is a good things. Keep up the good work! :D
Lai Sze 6 Resilience
I can spend my money wisely and with reasons.I will spent my money on what i need and not what I want.Like when I want to buy a skipping rope that cost $10,but I feel thirsty and I only have $10. I will buy a drink instead of the skipping rope as without water i may lose my life.But as for the skipping rope,I can buy it another day as it is not of concern to my life.
I can also choose things that are cheaper.Like once,I was in the supermarket with my dad and I ask him to buy Unisoy soya milk powder.But while I was taking the milk powder,I the price tag and found out that the milk powder cost $7.50.I was shocked,I thought that it cost $4.50 but it was not.I quickly put the packet back and took the ready-made,cold soya milk instead,as it cost much,much cheaper.
I will bear in mind that I have to buy only what I need not what I want.
Clarissa khor 6Resilience
guan heng,I agree about your point that we should save money to use it when there is an emergency.But you spelled quarter wrongly. lim yong kap 6resilience
We can spent money wisely by buying things that we need than things we wanted.things we wanted would no longer be wanted anymore one day when you grow bored of it.Walking to somewhere will save more money than driving to aplce that is so close as petrol need money.Sometimes drivert can pay more than a hundred of dollars to a petrol koisk.When we buy food,we have to finish it or else it is like money flying away when we don't finish it.
Yu Qing, thanks!! Your comment also very cool!! By the way, the shoes are branded (from Forever21) :D
I agree with Zhi Zhong as we are suppose to hlp old folks as they are old and they need somebodys help,and i hope that a lot of people will help them in future. by Lim Jin Long,6Resilience
For an average student like me,I receive an allowance of $10 every week.The $10 dollars can be spent on stationery,school books and donating to charity.At the end week ,I will save the remaining money for birthday present.
Some times I will donate the remaining money to donate to the needy to improve their studies.
When I buy stationery I will do I really need it or I will be just wasting my money.For books Iwill just borrow from the library, I will not spend my money at Popular.
Shukri
6Resilience
I can spend my money wisely by putting some in the bank,donating to charity,not buying uneccesary items and saving at least 1 quarter of my money.I think that putting money in the bank will benefit me in the future as i will be able to use them for my studies later on.As for donating to charity,I think it is a good idea as there are people less fortunate than me and do not have money,so I think giving them money is like giving them a second chance.Not buying unaccesary items is also very important,because buying something that is of no use to you or of little use to you is a waste of money.Lastly,i think saving is the most important factor because if you do not save your money you will end up with none at all.So these are some tips that will help you to save money:
Do not buy any unaccesary items
Buy only what you need and not what you want
Save at least 1 quarter of your allowance
Different people have different spending habits. For me, I would spend my money on necessary items, such as food, clothings, transport and leisure. I will spend within my limits, meaning that I would spend on items that is affordable to me as I could save money in this manner. I usually spend my pocket money on story books. For instance, when I am interested in a new book that is just released, I will buy it if it is on promotion offer. I will also save up my pocket money and put it to good use, like donating it to the charity for a good cause.Before I spend my money, I will always rememeber that my parents went through a lot of hardships before they get their salaries. Therefore, I thank them for bring me up. I will also take care of them when I grow up. Thanks Mum and Dad!
By Daryl Kiang (6 Resilience)
We can
1. list out the needs and wants and bu the needs.(if you have extra you might want to buy the wants).
2.Create a bank account and put the money inside it.
3.Buy items on sale or wait for the
price to decrease.
Sardar Arveen Singh (29)
6 A
1.buy the food that is needed only
2.buy things that are cheaper and have more amount to use longer
3.we could walk to the near by place to buy thing that we need...to save money by walking not taking taxi or bus
We can save our money like example the money that you remained and do not know what to do with it,you can make a bank account and store the money inside it,so that next time when we are in need of money,we can just take it from the bank.
We also can save our money if like example we wanted to read a book that we really want ,we can just borrow from the library instead of buying from the bookstore.
Lastly,we can save our money like example if we are thirsty we can just buy a plain of water instead of other cold drinks like pepsi,coke,100 plus.
as we only need to quence our thrist and we save money.~
I thought of 3 ways to spend my money wisely
1)Buy the things you need not u want like for example your daily products like shampoo,soap,rice all these
2)When u go shopping watch what you buy don't buy the things that are unnecessary
3)Use the money to pay the medical fees or school fees or elelctrical fees and other stuffs.
1.write down how much you spent everyday,to check whether you can buy something that you want.
2.whenever you want to buy something,always ask yourself this question,"is this item a want or a need?"if you have extra cash with you then you can buy the stuff you want.
3.At least save 10% of your allowance.
1:only occasionally go to expensive restaurents or else eat at home or hawker center
2:buy the things you only need but not want
3:use less water and eletricity to save up water and eletricity bill
You can use money that you save and give some to the unfortunate because unfortunate peoples are less fortunate than us and they really need help from us or else they could die of hunger Or use it for your needs instead of wants. Needs as in things that you need to use in order to survive, and wants as in things that won't affect your survival but it can sastify your interest. OR use it for your house affairs example, electric bills, water bills, and other kinds of things that would affect your house affairs.
If you ask me 3 ways how to save money.The first way is that if i get two dollars everyday or normal days i will use only one dollar.the second way i will save money is to take care about yourself so that you can prevent yourself from falling sick so that you don't have to waste money to pay for the medical fees.The thrid way to save your money is that if you want to buy things you must consider if that is a want or a need.If it is a need of cause you have to buy but you must see your budget.If is a want i won't see if i have enough cash to buy it or not if i don't have i won't buy it.
My ways of spending wisely?
[1]Know what you NEED and what you WANT.(I admit that I myself don't follow this rule. But at least I try.)
[2]Spend on something that would last very long and that would make you use it alot.(My examples?Phone, Computer etc.)
[3]DONATE.(Be nice and donate to the elderly or orphans.)
And...that's about it.
We can buy the things which are NECESSARY for our life
We can buy the items you WANT if it is on SALE or DISCOUNTED price.
We can DONATE money to the CHARITY so that they have a BETTER life
1.seperate wants and needs
2.when you buy something put needs in front of wants
3.try bargining and if it fails find the places that sells it at the cheapest price
1) We can spend our money wisely on
the stuffs that we need.
2) We can start saving extra
pocket money.
3) We can eat home-cooked food
instead of outside food
Kong Zhi Jing 6 Respect
We buy the things we need and not want, if an item is on your 'wanted' list, wait for the prices of the items to go down before buying them. Save money to get the things we need.
I will spend my money on things that are necessary for school use, also keep up on my money-spending limit,and also spend my money wisely on something that i need everyday.
1. Spend your money on things you need, not what you want.
2. If you think the price of what you're about to buy is not reasonable, don't buy it. Look for the same thing in another shop/store. If the price is higher, just buy the 1st thing you found.
3. If you think you have a lot of money, feel free to create a bank account. Deposit your excess money into the account and withdraw money ONLY when you need it.
I spent my money at book，when I see there are any book that is interesting and good for me.I will buy it.I also spent my money for my stationery and present for friends,and the other way I spent my money is,save them.I always save my money,I save it for orphanage,orphan are pitiful,they don't have parent,and they are poor,they even cannot study,so I want help them.
zhang shi jia
6 integrity
vince 6I said.....
I think we should appreciate and should not spend so much money as our parents have to work hard to help into our tution or whatever but most of all we should not buy things unecesarrily
woon shi jie 6 integrity
I can save money by buying the things that i need and not want. And when i do not need something immediately,i could wait for the sale when it is cheaper.
wait for a sale or discount before buying
think if you need it or you want it
think of its price 1st
brian yee 6i
Save money. Think. What are your needs and your wants? Needs are the more important ones. You need a pen, or you want it. Like example:
You go to a store and see two different kinds of pens. One is good to write, but has no designs. Cost $1. The other has a lot of fancy designs, but doesn't feel good to write with. Costs $3. Which would you buy? You need a good pen to write for your exams tommrow. Would you chose the better writring one? Or the fancy one to wow your friends?
Make a plan of what to eat everyday. You can't be everyday going restaurant, restaurant, and more restaurants. Maybe you can go once In a month. Not everyday. After all, restaurants are just those kinds of lousy (no offence) food with cute umbrellas and stuff. You get too carried away adoring the stuff you don't even taste the food. And there's GST and service charge. Wow, +17%!
At last, donate to charity. Not like $1000 or your whole house or what not. Unless you're rich. Just donate a tiny bit a little day. Like in one day, you get pocket money $2. You spend $1 on the noodles in school. You could donate about 20cents every day. A little bit a day makes a big sum after 1 month!
Millen said...
I would spend my money on necessary things like bath needs or textbooks. I would either donate to charity or save it in the bank. I will save up the money and buy things within my budget. Saving is good because when you grow up and you need money, at least you have some money left in the bank.
Lennon 6 Integrity
Spending wisely can help us save money for rainy days or for an emergency. We can save money by waiting for the items that we want to buy to decrease in price or save money to buy the item. We can save money by regularly saving money after using most of our pocket money. We can also put our saved money inside the bank and withdraw it when we need it.
To me , to spend money wisely, we need to buy the things we really need not what we want .we can also choose items we really want to buy occasionally and to save money for other future uses.
Darrel Ang 6Graciousness
We can spend our money wisely by spending on only what we need, such as food, transport and school neccessities. We can also spend on books that will increase our vocabulary knowledge. Occasionally, we can buy a toy or two for fun.
I think that we should spend money wisely as when you spend money wisely you also save money.
So if you happen to need the money for certain reasons , the money you saved will come in handy.
How to spend money wisely?
1) Avoid borrowing money.
2) Don't spend any money on things that are useless.
3) Save up for those things that are important.
4) Buy the things that you need from eBay or Amazon as it is cheaper there.
5) Save half of each paycheck and use the other half for spending.
6) Create a budget for bills, food and other living suspenses.
7) Try walking, using public transport or using the bicycle to cut fuel costs.
To spend money wisely, you can divide things into two categories- your NEEDS and your WANTS. Your needs should always be the priority and your wants are secondary. You could save your remaining pocket money and maybe someday your family members could need it to payn medical fees or when your sole breadwinner in your family lost his/her job. Every cent counts!If you really WANT something that does not fall into the catergory of NEEDs, you could buy it, but before that, you better think it through. And of course, after you save a sum of money, its okay if you spend it on something you like and give yourself a treat!
Heres some money tips:
1.Set savings goals
2.Think before you buy items whether you WANT it or NEED it.
3.Create a bank account and put your money into it.
Soon, your money in the bank will grow into a very big amount by the time you start working!
we should spent our money on things that we nedd not we want.
Things that we should spent our precious money on are:
Daily necessity
Food
Medical expenses and others
we should also save our money for rainy days.6 Graciousness
Spend your money wisely and on the right stuff.
1.Would you prefer going to the restaurant or just having a simple meal at the food court?
2.Would you prefer buying the latest edition book or borrow it from the library?
3.If you are feeling thirsty, would you go and buy a bottle of cold sweet drink or just refill your water bottle from the water cooler?
If you choose to go for a meal at the restaurant, choose buy the
latest edition book and rather buy the sweet drink, you are very wasteful.
Next time, in future, when you need these funds, and you do not have them, you will know and learn to save money then.
(1)Buy something that has a discount and give it to your parents when it is their birthday.
(2)Save up your money in your piggybank.
(3)Take out the money if it is necssary.
Mason Lee(23)6compassion
If we want to buy something we should first buy things we need like things we need for school or things that is related to something important. For the things we want, we should save up our money and wait until we have a lot and then spend on things we like but not all. If the we like is something that we don't need,then there is no pint of buying it. we should always spend our money on something we need. We should also always save our money as there might be something really important that we need. if we don't save up we might not have enough money in the future to buy something we really want. There are many things you can do to save your money. 1) if you are going out with your friends, and you are going to eat you can just eat in a foodcourt instead of eating in a restaurant. 2) If you like reading, you don't need to buy a book. You can just borrow a book either from the school library or any other public library.
1. don't buy unneccesary things
2. try to buy things on discounts
3. only go to tuition if it is really neccesary*
*you could save at least S$250 a month. :P
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